Want to understand how to build a solid financial base?
Curious about the ways of great investors?
Want to know how to use the money to get long-lasting happiness?
The second book of the Reclaim Life series shows you a way out of the hedonic treadmill to a life that is free and happy. With anecdotes, practical suggestions, personal experience, and established research, the book gives advice that can be incorporated into one’s daily life.
If financial freedom is your goal, and you don’t know where to start, this is the book for you. Just like the other books of the Reclaim Life series, this book is a friendly mentor to navigate the complex financial world for anyone who is interested in financial freedom. The book contains timeless lessons on wealth, emotions of greed and fear, and happiness in monetary matters.
Ideal gift for young adults, or anyone who is starting out on the journey of understanding personal finance.
Meet Atul Yadav
Atul is an investor, entrepreneur, mentor and writer based out of Bangalore. He started an independent career after working for 25 years with many companies in many areas. He has been in sales, marketing, finance, operations, technology and general management in startups and large companies. Two of the startups where he was a part of the management team, were sold at multimillion dollar valuations and are a part of HP and JDA.
We all want to make a difference. Whether that is in our own lives, in the lives of our family and friends, in our community, or across the world – we all want to have a meaningful impact on the people and places that matter most to us.
And after you have reached a certain level of material wealth and success – what happens next?
In this book, you will meet characters who face this exact question. Although the characters are fictional, they represent financial situations that are commonplace in today’s world. Throughout this story, you will learn how directing your wealth through different methods of charitable giving, will allow you to control your assets, support the people and groups that you value you most, and make a lasting impact on the world.
Charitable Giving empowers you to have a direct influence on the causes and people that are closest to your heart!
What happens to my kids when I die? Do I need a will or a trust? How do I get started?
Let’s face it, estate planning is complicated and confusing. And talking about your death is uncomfortable…
It’s no wonder estate planning is one of those things parents put off until it’s too late – even though the consequences are often devastating. But it doesn’t have to be this way.
Remember the story of Cinderella, the orphan mistreated by her evil stepmother and stepsisters? Consider an alternative ending. A legally “Happily Ever After,” that starts with an estate plan and ends with Cinderella keeping the house!
While the Cinderella story is fictional, the reality is that children all over the world suffer like Cinderella because their parents don’t have access to the legal tools in this book, and they fail to put into place an estate plan.
With this book, your kids won’t need a magical fairy godmother or a prince to save the day. You will understand
What legal documents you need and why you need them (in terms that you can understand)
Actionable steps you can follow to secure your children’s future
How to find the best possible attorney for your needs
How to safeguard your wealth
How to put a flag in the ground for your legacy
This book will help you protect your children’s future and happiness.
Meet Pamela Maass Garrett
Pamela Maass is an Estate Planning Attorney and Owner of Law Mother LLC – a Colorado based law firm. Pamela focuses her practice on helping families and business owners protect their future and loved ones. Pamela started her career as a Deputy District Attorney and participated in over 40 jury trials. She uses this litigation experience to help her clients plan in a way that will keep their loved ones out of court and conflict. Prior to law school, Pamela earned her B.S. in Industrial Engineering, M.S. in Civil Engineering and enjoys using innovative technology to improve her clients’ experiences with legal planning.
With this book, you get a blueprint on everything from “Pay Yourself First” to “The Power of Compound Interest”. No preaching, but rather inspires its readers to make realistic, attainable changes and choices.
The Secrets of the Wealthy is a book purposed to awaken the reader to the simple, foundational, immutable laws required for success that many are ignoring or unaware of because these principles are not taught in school.
“The question is,” Russo, asks ” do you see your life as a great undertaking in which you are actively involved, or do you see yourself as a spectator pushed along by the circumstances of each day? Are you ‘making it happen’, or are you ‘letting it happen’? Are you in, or out?” He further says: “Life is not a do-over experience, so why not give thought to what you truly want and have a bias toward action. If we all do that, we won’t have to look in the mirror in our golden years and say to ourselves, what the heck happened.”
Through Ray’s real-life experience and purpose-driven advice, the reader gains a greater understanding of what to embrace and what to avoid in matters of personal finance.
For those seeking a basic understanding of money and common-sense approaches to financing and investing, The Secrets of the Wealthy is a compelling read.
Learn how to watch your money grow with this helpful book that helps new and experienced investors understand money concepts.
By implementing the suggestions presented, which are timeless and grounded in reality, the reader will be able to improve their financial situation in the long run.
That difference, for some, will be potentially millions of dollars. This is not pie in the sky theory. It is hard facts that represent the natural laws of money, and the mindset required to attract life and financial success.
Read this book: now!
Meet Raymond Russo
Raymond Russo is a “Dyed in the wool Entrepreneur”, who started his first business at the age of 22. Having grown up in the Bronx, NY in a broken home, living with his mother and 4 other siblings in a small 2 bedroom, 1 bathroom apartment, and were the sole income for the family was state-issued welfare, he learned early on what he didn’t want.
At the age of 19, he left for the west coast, Palm Springs, CA to live with his dad who had found financial success in his business years prior in New York before moving west himself. To say this was a culture shock, from the Bronx to Palm Springs, is an understatement and was a real eye-opener for him.
This is where the entrepreneurial bug started. It’s been said that success happens when preparedness and opportunity meet. Ray’s never-ending pursuit of knowledge and persistent work ethic eventually led to various enterprises in real estate as a National Franchise owner, HUD-approved correspondent lender, and eventually gravitated toward the world of financial services, eventually having a financial planning business that served 6 offices in three states.
Today Ray is a fiduciary and owner of a Registered Investment Advisory firm in Las Vegas, Nevada where he provides insurance and investment solutions to individuals, couples, and businesses, as well as tax strategies for wealthier individuals as Managing Director of Redwood Tax Specialists.
Ray’s passions in life are as a mentor and trainer to those who seek knowledge and solutions for a better life. He is also a public speaker, writer, time management expert, and creator of his upcoming blog which will feature the extensive knowledge he has amassed in the areas he loves to talk about, with a focus on financial independence in a mobile lifestyle, i.e. the ability to create an epic business and lifestyle, while traveling the world and doing so with nothing but a laptop and an internet connection.
“Misdirection” is a step-by-step playbook for CEOs, CFOs, business owners and HR executives that will help you identify and mitigate what can be the largest cause of negative operating leverage in your business.
No matter your industry, company size, or location, this book will provide the tools to help you uncover what every other consultant has ignored. These expenses, hiding in every business, are disguised as liabilities but can become a powerful asset. You can look at this book as a self defense, judo of sorts, to protect your company from unnecessarily overspending on what should be a manageable expense. Not only do we address cost but we discuss employee morale, improving company culture and how all these topics are tied together.
Many times I see companies sacrifice the important for the urgent. This causes businesses to neglect what they believe they cannot change and instead focus on what they know they can.
This blind spot on your P&L has been largely overlooked because you have been trained to overlook it. In fact, most business owners, C-suite executives, mayors, governors, and union heads have been trained to delegate this expense to non-P&L managers. This is because they’ve always thought there was no way to control this expense. In reality, they have been kept in the dark by the misaligned incentives in this multi-billion dollar industry.
Warren Buffet once famously called GM “a health and benefits company with an auto company attached.” It has also been reported that Starbucks spends more on health insurance for its employees than it does on coffee beans. For most companies, health insurance is the second or third largest expense after payroll and raw materials.
This puts you in the healthcare business! I have just one question for you—how is your healthcare business doing? If my asking that question made you feel uncomfortable, that’s ok—it’s just the Cartel’s programming taking over.
When organizations spend millions of dollars in a belief system, they try very hard to hold on to it. In this book, you will learn:
– The financial hedging strategy that will allow your company to arbitrage risk of $40,000 – $1M, down to less than $5,000. – Who is the Cartel and how they have been paid billions by ripping off millions of people and business just like yours. – Why your company unnecessarily overpays for what should be a manageable expense. – How to turn a rented liability into an asset you own. – Why healthcare supply chain price gouging causes the quality of your health plan to diminish, and what you can do about it. – How a few simple steps can increase your company’s EBITDA each and every year. – The fastest way to recapture a decade or more of losses – that you have already experienced. – Recognize the “learned helplessness” that has gradually crept into your awareness over the last 10+ years. – How price and cost are different and how we can use this to make your health plan better.
This book is a plainly written, common sense guide to why you overpay for healthcare at work and how to give your employees the best health care plan they have ever had. Doing this will give you a literal competitive edge in your market, just be sure to read this before your competitor does.
Forward by Craig Lack, Best Selling Author and labeled as “The most effective consultant you’ve never heard of”.
“Eye of the Moon is a gothic mystery of the finest order, Eyes Wide Shut meets Agatha Christie.”
Johnny’s legendary socialite Aunt Alice mysteriously died while reading The Egyptian Book of the Dead when he and Percy were ten. They have been kept in the dark about that night ever since…
Twenty years later, they are reunited, along with family and guests, for a weekend house party at Rhinebeck, the sumptuous estate once owned by Alice.
But Rhinebeck holds more than just childhood memories.
From the family butler, they learn that Alice’s story is far darker than anticipated, and will impact all their lives, particularly Percy’s, before the weekend concludes.
All who attend are ensnared in a surprising web of mystery, Egyptian occultism, sumptuous elegance, and intrigue, where family members, guests, and even the servants have their own agendas, and nothing is what it seems.
This complex and sophisticated gothic mystery thriller is a page-turner you will not be able to put down.
What readers are saying about Eye of the Moon:
“It’s gripping, intense, thorough. Everything I wanted in a thriller and then some.”
“This was such a surprise. If you like big house mysteries,Downton AbbeyandCluedo ‘who done its’, you will love this.”
“Eye of the Moon kept me engaged from start to finish. I read it in three days.”
“Eye of the Moon is a well written, enjoyable gothic mystery filled with secrets, treasures, twists and turns, and the paranormal.”
“Truly magical! A compelling story, with an original plot full of mystery, colorful characters and unexpected twists and turns, that keeps the reader in suspense until the very end.”
“This story held me spellbound throughout.”
“Eye of the Moon is a delightful suspenseful adventure into a world of aristocracy and mystery. Lively conversations, wonderful, diverse characters and vivid detailing gives one a feeling of being there. Overall this is an intelligent read that keeps you turning the pages.”
“I could not stop reading as I was entangled in the many twists and turns, a fun and unforgettable read.”
“True to the promise it makes, it’s a book that kept me reading well into the night. It’s incredibly suspenseful and full of great conversations and characters.”
“It was a wonderful escape. The characters so solid and intriguing, the location and relationships absolutely entrancing.”
“I enjoyed reading it so much that I have already picked it back up! I could not wait to be back at Rhinebeck with my friends Percy and Johnny.”
“The book is closed, the weekend at Rhinebeck is over, and I don’t want to let go of the sense of mystery and magic that permeates the story and all its intriguing characters.”
“This is one of those books where you’ll have a sudden realization while flying through the pages that you don’t want the book to end. If there ever will be a sequel to this book, I’ll definitely read it.”
This book is about having stellar credit and A-1 credit. Getting negative items deleted off your credit report. Removing student loans and all collection accounts.
